How to Invest in an IRA With Little Money

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Investing can be complicated, and Betterment aims for simplicity

While many may already be investing in 401(k)’s through work, others may not have that option and still want to get investing in an IRA, be it Traditional or Roth.  Certainly if you are not investing at all, then now is as good a time as any to start.  You may be asking, but don’t I need thousands of dollars to start investing?  Not at all.  Betterment makes it extremely easy to be able to both start and accelerate investing.  Read on for more.

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Save Time, Money, and Patience at the Grocery Store

A picture of a line at the grocery store.
Ever felt like the last one in line there?

Ah, the grocery store.  The venue that can add costs to a family or individual’s budget, in addition to costing us our mental health at times too depending on what time of the day you visit.  However, we all have to eat at some point, and there are a few ways to deal with the anxiety of heading out to local supermarket and making it less stressful on both you and your finances.

The good folks over at the EveryDollar blog have some good tips on how to solve this:

Problem 1 – We shop at the same time as everyone else.

Raise your hand if you generally do most of your grocery shopping on Saturdays and Sundays.  How about if you generally do it between 11 am and 1 pm?  If you do, don’t feel bad, because according to the American Time Use Survey, apparently so does everybody else.

Simple Problem Solver – Shop during non peak hours!  If you can, try shopping during a non peak day like a Monday or a Tuesday.  Even better, if you can slide in before 4 pm, you have even better chances of avoiding the after work crowds.  This might not be the case everywhere though, as I know we frequently have still seen decent sized crowds during the daytime hours as well.

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