10 Ways To Make Your Vacation Budget Friendly

Travel
Image courtesy of liberty.edu

We’ve now turned the calendar to June 1st, and for many, that means travel season.  However, there are ways you can see the world and not necessarily have to break the bank either.  Click here to read on how you can save some dime on your next vacation this summer from the good folks at You Need a Budget!  If you’d like to learn more about “YNAB”, be sure to check out this link, and should you decide to subscribe, we both get a free month!

Credit Unions vs Banks – How To Decide?

credit union
Credit unions or banks – how to decide?

It is always a good idea to put money away for harder times.  There are several ways that you can do this, including putting cash under your mattress, putting aside money in IRA accounts, playing the stock market, using a bank, or joining a credit union.  There are several ways that credit unions and banks are different from each other, even though they do virtually the same thing.

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Teens – How To Save Your Way to a Millionaire This Summer

compound interest
Compound interest – making your money work for you.

Ah summer, you can hear the birds chirping, the bees buzzing, fresh cut grass, and the shopping malls a callin’.  The sweet freedom of summer.  Hold up.  That last part, the shopping malls a callin’.  While your favorite retailer is probably hoping you’ll be more than ready to drop that hard earned cash this summer in their store, did you know that with a little planning, there could be an even better use for that money?  Compound interest.  Read on to find out more.

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Your Top 8 Burning Questions About a Roth IRA

Roth IRA
Another option for your investment arsenal.

You already know that one of the best ways you can build wealth and save for retirement is through investing.  One of the most popular options through your employer can be your company’s 401(k) plan.  Maybe you don’t have that option though, but still want to get on the fast track to a healthy retirement. Enter – the Roth IRA.

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How to Get Out of Debt With Undebt.it

debt consolidation
Undebt.it can you help you do this with your debt.

It is a challenging question that faces most of us. How to get out of debt? Should I explore debt consolidation? Many of you have probably heard of the debt pay down snowball method made famous by personal finance guru Dave Ramsey. If you haven’t, the basic premise is that you make minimum payments on all your debts except for the smallest, and put as much money as you can on that debt. Once that debt is gone, you then take its payment and apply it to the next smallest debt. Rinse and repeat as you go through each one. The more you pay off, the more your freed-up money grows – which is – wait for it – like a snowball rolling down a hill. The additional thinking too is that by starting with the smallest debt, this will add up to quick wins, giving you additional momentum.

Granted, you could do all of this with pen and paper. However, with today’s technological advances, what’s the fun in that? Enter Undebt.it. Continue reading “How to Get Out of Debt With Undebt.it”

How to Invest in an IRA With Little Money

Betterment
Investing can be complicated, and Betterment aims for simplicity

While many may already be investing in 401(k)’s through work, others may not have that option and still want to get investing in an IRA, be it Traditional or Roth.  Certainly if you are not investing at all, then now is as good a time as any to start.  You may be asking, but don’t I need thousands of dollars to start investing?  Not at all.  Betterment makes it extremely easy to be able to both start and accelerate investing.  Read on for more.

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Amazon Launches Cash – A New Way to Shop from A to Z

Amazon Cash Me Outside

If you have always wanted to shop at Amazon, but have been hesitant to due to the need to use a credit or debit card, yesterday the company announced a new way you can shop on their site with Amazon Cash.  The new service will give consumers a chance to add cash to their Amazon.com balance via showing a barcode at a participating retailer, then having that cash immediately applied to their Amazon account.  Amazon says that you can add any amount between $15 and $500.

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