Finance

A New Way to Help Pay Down Your Credit Cards

Now that the holidays have passed, your credit card bills with your holiday spending may have started to trickle in.  Most by now have heard of various debt paydown methods like the snowball and avalanche, both of which have their advantages in their own right. 

But could there be a better way, that helps to even make sure you don’t run into late payments any more either?

An Inspirational Money Story To Help With Your Goals This Year

In our New Year’s podcast, we talked about how this time of year is a great time to start to figure out your New Year’s goals and resolutions. In the financial sense, it can be a huge move, because time is on your side, especially if you have large purchases coming up, that you know you can set aside a certain amount for, like semi-annual car insurance payments, etc.

Saturday Savings: Tips for College

When it comes to saving for college, it can really do a number on the finances for families.  However, when it comes down to it, it can still be a great investment.  Jobs of the future are almost a certainty to require a college degree at a minimum.  If parents or grandparents have the means to be able to afford to save in advance for college, these tips should help.

How To Turn Your Lease Equity Into Cash

Ah the lure of small monthly payments when it comes to car leasing.  Almost all of the time though, leasing benefits the dealer/car makers more than the car buyer though.  Edmunds has three great ways to turn your car equity into cash if you’re able.

The Envelope Budgeting System Can Be Great...Until It Gets Shredded

Many may be familiar with the envelope budgeting system, where you figure out your discretionary income, decide on your budget categories, and then put actual cash into each envelope for those categories.  Then, once the cash is gone, that’s it for that category, unless you move it to another envelope.  It’s a great way to stay accountable.  However, you may wish to make sure your envelopes are in a safe place, out of the reach of little ones.  One couple found this out the hard way.

Continuing In Your Education - A Good Investment?

We previously wrote about things to consider if you were thinking of changing your career, and the resulting implications. Today, we examine what to consider if you’re thinking of continuing your education, particularly from the financial side.

When It Comes to Budgeting, Keep It Simple...Saver

When It Comes to Budgeting, Keep It Simple...Saver

Shannon Marie, writing for the YNAB Blog:

This is a huge perk when you consider that, in a given day, we only have so much cognitive energy. And when you think of all the things we fill our lives with—jobs, friends, kids, neighbors, hobbies, and so on—it’s easy to see how precious that energy is.

Stay On Top of Your Cards With Debitize

With the advent of plastic and especially now mobile wallets, it can become oh so easy to rack up the debt.  Credit card companies love to entice us with all sorts of points, cash back offers and more.  After that, comes the interest that essentially wipes out the “value” of any of those points.  Granted, this may not be an issue for many, who opt to not use credit at all, or pay in full, and that’s great too! 

What if there was a way though to stay on top of your spend, earn points/cashback and get those transactions paid off right away?  Enter Debitize.

30 Things To Budget For When You Turn 30

Ah, your “roaring 20’s”.  What a care free time that was, right?  Finishing up college, entering the working world, perhaps even just starting to (hopefully) dabble in investing in your 401(k).  Once you hit 30 though, it can become a whole new ballgame.  You may already be budgeting for a lot of these, but even if you are, it can still be a solid reminder to keep these as part of your financial plan.