Credit Unions vs Banks – How To Decide?

credit union
Credit unions or banks – how to decide?

It is always a good idea to put money away for harder times.  There are several ways that you can do this, including putting cash under your mattress, putting aside money in IRA accounts, playing the stock market, using a bank, or joining a credit union.  There are several ways that credit unions and banks are different from each other, even though they do virtually the same thing.

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Money Tip Monday: How To Save at the Grocery Store

grocery store
It can be easy to save on groceries with proper planning.

The grocery store can always be one of the largest pain points of any budget.  Sure, you think to yourself, “I wrote a list, and I’m sticking to it!”  Inevitably though, grocers often get the leg up on consumers with enticing deals and offers that you weren’t planning on spending money on.  However, with a little forethought and planning, you can still come in under budget the next time you run out for “just a bag of chips.” Continue reading “Money Tip Monday: How To Save at the Grocery Store”

Paying for College With The 529 Plan

 

529 Plan
Time to save!

Who has heard of the 529 plan?

Whether you’re the parent of a newborn, or your little one is in elementary or perhaps even making their way through middle school, there is no time like the present to start saving for college.

Many may think that just a regular savings account would be sufficient to start saving for tuition and textbooks.  However, there is another investment vehicle that you can use to get rolling.  Similarly to how one can stash away funds for retirement in an IRA, those wishing to save and invest funds for college can choose the 529 plan.  Read on for more.

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