For personal finance, and how to improve, sometimes it just comes down to plain old common sense. Here are some tips from Jonathan Pond that I thought were worth sharing to start your week off.
There is no question about the digital world in which we now live, which makes learning effective online marketing strategies that much more important. Today, Ilan Nass of taktical.co returns to talk about how you can save time with some of these simple tips for making your online marketing strategy more effective.
It’s hard to believe it’s mid-August already, and with that, back to school shopping is in full swing. With the trending #clearthelists movement, as well as for parents wanting to save more money on quality supplies for their children, I wanted to share this post from ChooseFi that I thought were some excellent tips!
It’s pretty common knowledge that just paying the minimum payments on your debt isn’t enough to get it done. Other methodology has also suggested putting 15% of your income toward debt – not always a realistic option for many as things like rent and other living expenses continue to go up and up. So what does that leave? Enter Tally.
As was widely expected, Federal Reserve officials cut interest rates by a quarter point today. The thought would be that it would give the US economy, working on a 10-year-old expansion, a shot in the arm. However, Chairman Powell said that it was only an “adjustment” and to not expect a long term trend - stocks responded accordingly this afternoon. However, in the interim, you might be wondering what all this means for you, the consumer? Read on!
It has always been said that personal finance is just that, personal. Sometimes though, the stress of personal finance can impact our personal health, especially when it comes to sleep or a lack thereof. The web site, Mattress Advisor, recently did a deep dive into the correlation between being stressed about our money, and how that can impact your sleep habits.
Fresh off of the heels of the announcement of Equifax’s data breach settlement, on Monday it was announced that 100 million applicants of Capital One’s credit card products were affected by a breach as well.
One area of personal finance that trips many people up, is not being content with what you have. Not enough people try to “live their life, versus the lives of others,” as Rachel Cruze points out in her similarly titled book. Instead of obsessing over money, sometimes it can be a huge stress reducer to simply be happy with what you have already. Who knows? You might already be richer than you think.
“We buy things to make us happy, and we succeed. But only for a while. New things are exciting to us at first, but then we adapt to them.”
Lately I’ve been writing more about the concepts of financial freedom and independence. While there’s certainly nothing wrong, with going the “traditional path” of retiring in one’s 50’s/60’s, time is definitely finite, so exploring ways to achieve this, or perhaps use it to pay down debt have become inspiring. However, some may get faced with retiring earlier than expected for unforeseen reasons, and it can help to be prepared.